Our Mortgage & Real Estate Services
From pre-approval to closing day, Jesse and Andrea guide you every step of the way.
Mortgage Services
Jesse Griffith | Mortgage Broker | NMLS #2023557
As a licensed mortgage broker with Future Home Loans, Jesse shops over 30 wholesale lenders to find you the best rates and lowest fees, saving you thousands compared to going directly to a bank.
VA Loans
Zero down payment options for eligible veterans, active duty service members, and qualifying military families. Jesse is a VA loan specialist.
- No down payment required
- No private mortgage insurance
- Competitive interest rates
- Flexible credit requirements
FHA Loans
Low down payment options ideal for first-time homebuyers and those rebuilding credit.
- Down payments as low as 3.5%
- Credit scores accepted as low as 500
- Seller can contribute to closing costs
- Available for primary residences
Conventional Loans
Flexible mortgage options for buyers with strong credit and stable income.
- Down payments as low as 3%
- No upfront mortgage insurance
- Fixed and adjustable rate options
- Primary, second homes & investment
Bank Statement Loans
Perfect for self-employed borrowers who don’t show traditional W-2 income.
- Ideal for business owners
- No tax returns required
- 12-24 months of bank statements
- Competitive rates
Down Payment Assistance
Programs to help qualified buyers get into a home with little to no money out of pocket.
- Grants and forgivable loans
- Income-based qualification
- First-time & repeat buyers
- Combinable with FHA, VA, or conventional
Cash-Out Refinancing
Tap into your home’s equity for renovations, debt consolidation, or major purchases.
- Access your home equity
- Potentially lower your rate
- Consolidate high-interest debt
- Fund home improvements
Real Estate Services
Andrea Griffith | Realtor® | Real Broker LLC
Andrea is a licensed Realtor® specializing in residential properties across Brevard County. Whether you’re buying your first home or selling to move up, Andrea provides personalized attention and local market expertise.
For Buyers
- ✓ Personalized property search across Brevard County
- ✓ Expert negotiation for the best price
- ✓ Guidance from offer to closing
- ✓ New construction and existing homes
For Sellers
- ✓ Competitive market analysis
- ✓ Professional marketing strategy
- ✓ Expert pricing guidance
- ✓ Skilled negotiation on your behalf
Why Work with a Husband-and-Wife Team?
When your mortgage broker and real estate agent are under the same roof, communication is seamless. Jesse and Andrea coordinate every detail, from pre-approval to closing, so nothing falls through the cracks. The result? A faster, smoother, and less stressful home buying experience.
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