Buying a home is exciting, but before you hand over any money, you need to know exactly what you’re getting. A home inspection is one of the most important steps in the buying process, and knowing what to expect can save you thousands of dollars and a lot of headaches.
What Is a Home Inspection?
A home inspection is a professional evaluation of the property’s condition. A licensed inspector examines the structure, systems, and components of the home and provides a written report of their findings. Most inspections take two to four hours depending on the size of the home.
What Does an Inspector Look At?
- Roof: Age, condition, missing shingles, flashing, and gutters
- Foundation: Cracks, settling, moisture intrusion
- Electrical: Panel condition, wiring, outlets, GFCI protection
- Plumbing: Leaks, water pressure, water heater age and condition
- HVAC: Age, condition, and proper function of heating and cooling systems
- Windows and doors: Sealing, operation, and condition
Florida-Specific Things to Watch For
- Wind mitigation: Florida insurance costs are tied to how well a home withstands wind. Ask about hurricane straps, roof shape, and impact-rated windows.
- Moisture and mold: Florida humidity makes homes susceptible to moisture issues. Look for water intrusion in bathrooms, under sinks, and around windows.
- Termites: A separate WDO inspection is standard in Florida and highly recommended.
- Four-point inspection: Often required by insurance companies for older homes, covering roof, electrical, plumbing, and HVAC.
Should You Skip the Inspection to Win a Bidding War?
In competitive markets, some buyers consider waiving the inspection to make their offer more attractive. This is generally a risky move. There are ways to make a strong offer without giving up this protection entirely.
Have questions about the home buying process on the Space Coast? Andrea Griffith is your local REALTOR and Jesse Griffith is your mortgage expert. Call or text 321-501-9579 and they’ll guide you through every step.